Financial Accountant – Accounts Payable | M-KOPA Uganda

You're precise. You're reliable. The AP ledger closes on time because of you, and the vendors trust that when they send an invoice, it will be handled correctly. You've built a reputation for accuracy in a function that most people only notice when something goes wrong.

But here's the question worth sitting with: are you operating at the edge of what's possible — or have you mastered your current environment so thoroughly that it's starting to feel like routine?

At M-KOPA, accounts payable isn't overhead. It's infrastructure.

M-KOPA has extended over $2 billion in credit to customers who had never previously accessed formal financial services. We now serve 7 million customers across Africa, 86% of whom report a meaningful improvement in their quality of life since joining — up from 79% just a year ago. We've assembled 2 million smartphones in Kenya, financed more than 4,000 e-motorbikes saving riders an average of $5.62 every single day, and contributed $45 million in taxes to the economies where we operate.

None of that happens without clean, controlled, well-executed financial operations at the entity level. Every vendor paid on time. Every invoice matched. Every reconciliation completed before the books close.

That's the environment this role operates in — and why it matters more than it might appear on paper.

Why this moment matters

You may have noticed M-KOPA advertising across multiple functions simultaneously. That's not coincidence. We're in the middle of a deliberate, infrastructure-building expansion — scaling from 5 million customers to 7 million, and building toward 10 million. That growth requires financial operations that are airtight across every entity, including our Uganda operations (MKUG and MUGS), where this role sits.

The Financial Accountant – AP owns the full accounts payable cycle across both Ugandan entities. Not a slice of it. All of it — from inbox management and three-way matching through payment execution, bank reconciliations, treasury inputs, and month-end close. You'll work directly with the Senior Financial Controller, giving you both clear ownership and a strong development relationship.

What this role actually involves

Day-to-day, you're the first line of control on the AP cycle. You manage the invoice queue, enforce three-way matching, and resolve discrepancies directly with vendors or internal requestors — escalating only what genuinely requires it. You prepare the weekly vendor payment forecast and maintain a live tracker of outstanding obligations so the Senior Financial Controller always has a current, accurate picture.

Month-end is where discipline shows. You own accruals for your assigned areas — proactively engaging cost centre managers ahead of close to surface unposted commitments before they become a problem. You don't wait for information to come to you; you go and get it. Every balance sheet reconciliation — trade payables, accruals, prepayments — is resolved and clean before it goes upward for review.

On the treasury side, you contribute AP and payment obligation inputs to the weekly Rolling Cash Forecast, reconcile bank accounts daily across both Uganda entities, and flag liquidity concerns early enough for action.

And throughout all of it — including audit — your files are organised, your documentation is complete, and your controls are consistently applied. Audit-ready isn't a once-a-year mode here; it's simply how you work.

What you bring

• A completed or in-progress CPA qualification, supported by a degree in accounting, finance, or business administration, and demonstrable hands-on experience across the full AP cycle — from invoice processing through payment execution and month-end close.

• Proven working knowledge of ERP systems, three-way matching processes, and AP internal controls, with the accuracy and discipline to maintain a clean ledger under volume and deadline pressure.

• Demonstrated ability to manage vendor relationships with professionalism — handling queries, resolving disputes, and maintaining trust — while enforcing controls without compromise.

The reality of the role

This is a high-volume, high-accuracy position. The standards are uncompromising because the stakes are real — cash flow, vendor relationships, audit integrity, and the reliability of financial reporting across two entities all depend on this function being done well. If you're energised by that kind of accountability rather than daunted by it, you're probably in the right conversation.

M-KOPA is a Certified B Corporation. The work here is measured against standards most finance teams never encounter — social, environmental, and governance performance alongside financial results. That shapes the culture, the expectations, and ultimately, what it means to do this job well.

If you're looking for a role where the numbers actually matter beyond the ledger — where your accuracy contributes to an organisation changing how financial access works across Africa — let's talk.

Why M-KOPA?

At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritize well-being, and embrace flexibility.

Join us in shaping the future of M-KOPA as we grow together. Explore more at m-kopa.com.

Recognized four times by the Financial Times as one Africa's fastest growing companies (2022, 2023, 2024 and 2025) and by TIME100 Most influential companies in the world 2023 and 2024 , we've served over 6 million customers, unlocking $1.5 billion in cumulative credit for the unbanked across Africa.

Important Notice

M-KOPA is an equal opportunity and affirmative action employer committed to assembling a diverse, broadly trained staff. Women, minorities, and people with disabilities are strongly encouraged to apply.

M-KOPA explicitly prohibits the use of Forced or Child Labour and respects the rights of its employees to agree to terms and conditions of employment voluntarily, without coercion, and freely terminate their employment on appropriate notice. M-KOPA shall ensure that its Employees are of legal working age and shall comply with local laws for youth employment or student work, such as internships or apprenticeships.

M-KOPA does not collect/charge any money as a pre-employment or post-employment requirement. This means that we never ask for ‘recruitment fees’, ‘processing fees’, ‘interview fees’, or any other kind of money in exchange for offer letters or interviews at any time during the hiring process.

Applications for this position will be reviewed on a rolling basis. Shortlisting and interviews will take place at any stage during the recruitment process. We reserve the right to close the vacancy early if a suitable candidate is selected before the advertised closing date.

If your application is successful M-KOPA undertakes pre-employment background checks as part of its recruitment process, these include; criminal records, identification verification, academic qualifications, employment dates and employer references.