Flowt-Co-Founder & CTO
Delta40 Studio
About Flowt:
Flowt is revolutionizing working capital financing for African startups through AI-powered, data-driven lending decisions. We provide fast, affordable financing to B2B-focused startups in agriculture, renewable energy, transportation, and manufacturing sectors across Africa. We currently have a functioning demo platform built on Bubble.io with integrated data collection and AWS cloud storage, ready for migration to a more scalable architecture.
The Opportunity:
African B2B startups face a critical financing gap which keeps them from scaling - traditional lenders require 6-9+ months for due diligence while charging high interest rates. Flowt changes this by using AI-powered, data-driven lending to provide fast, affordable working capital in days, not months, for startups and formal sector SMEs.
What You'd Build:
As Co-Founder & CTO, you'll own the complete technical vision including:
- Building AI-powered risk assessment systems and automated financial data analysis
- Developing comprehensive loan management with integrated banking APIs through partnerships with local banks
- Scaling across multiple African markets with mobile-first design, starting in Kenya, with expansion to Nigeria on the horizon
What We're Looking For
- 7+ years supervising full-stack software development
- Experience with AI/ML integration, modern web frameworks & cloud services (AWS)
- Entrepreneurial mindset with experience on the leadership team of a startup
- Passion for solving problems in emerging markets
- Preferred but not required: fintech/banking experience in African markets
Why This Matters
- Massive impact: Address a multi-billion dollar financing gap for startups in Sub-Saharan Africa
- Cutting-edge tech: Work at the intersection of AI, fintech, and emerging markets
- Founder equity: Significant stake in building a fast growing company
- Strong foundation: Experienced team, VC networks, and banking partnerships
Ready to build the future of African startup financing? Join us in creating a platform that empowers the next generation of African entrepreneurs!